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    Welcome to RBSelect

    Benefits election window.RBSelect lets you choose from a range of retirement savings options, important insurances and other products.

    They have been developed to protect you and your family, help you look after your health and help you save money on your everyday spending and special occasion shopping.

    With RBSelect you can make the most of your money by taking your salary, benefit funding and pension benefit funding (your ValueAccount) in the way which works best for you.

    If you’re new to the bank, here’s an online guide to help you make your choices in your first 90 days.

    Save money throughout the year

    With RBSelect ‘Anytime’ benefits you can make elections throughout the year and

    • save up to 10% off your high street and grocery shopping.
    • get 15% off the list price of a new bike for work, as well as tax-efficient payments spread over 36 months.
    • buy discounted and tax-efficient childcare vouchers to help you pay for childcare costs.

    The choice is yours

    Here’s a summary of all the benefits available to you now. Some can save you money on tax and/or National Insurance.

    You can find full details of each benefit by clicking on the benefit name. 

    Benefit

    Available during the RBSelect Benefits Election Window. Elections are effective from 1 October.

    Anytime RBSelect Anytime – available for you to elect all year round. Your elections effective from the 1st of the following month.
    New Joiner New Joiner – available to all New Joiners within 90 days of joining the Group.
    Your World Benefits that can help you do your bit for the environment.
      Do I save money on income tax or National Insurance?   When can I change my election?
      New Joiner Benefit Anytime
    Income Tax Saving NI saving New Joiner Window Benefit Election Window Anytime Election
    Saving & Protection          
    Final Salary Pension Plan Yes Yes N/A tick tick
    Additional Pension Contributions (APeCs) Yes Yes N/A tick tick
    The Royal Bank of Scotland Group Retirement Savings Plan Yes Yes tick tick tick
    Disability Cover Yes Yes tick tick cross
    Life Cover Yes Yes tick tick cross
    Dependant's Pension Yes Yes tick tick cross
    Life Assurance Spouse/Partner No Yes tick tick cross
    Critical Illness Insurance No Yes tick tick cross
    Personal Accident Insurance. Yes
    (Partly*)
    Yes tick tick cross
    Well-Being          
    Health Cash Plan No Yes tick tick cross
    Private Medical Cover No Yes tick tick cross
    Platinum Medical Cover No Yes tick tick cross
    Dental Insurance No Yes tick tick cross
    Health Assessment - Self Yes Yes cross tick cross
    Health Assessment - Spouse/Patner No Yes cross tick cross
    Lifestyle          
    Mobile Phone Yes Yes cross tick cross
    Wine No Yes cross tick cross
    Holiday - Buy Yes Yes cross tick cross
    Holiday - Sell No No cross tick cross
    Telephone Legal Advice No Yes tick tick cross
    Home Computer # Yes Yes tick tick cross
    Company Car Scheme # Yes Yes tick tick tick
    Electronic Childcare Vouchers Yes
    (Partly*)
    Yes
    (Partly*)
    tick tick tick
    Bike for Work Yes Yes tick tick tick
    RBS Group Charity Lottery No No tick tick tick
    Retail & Leisure          
    Shopping Vouchers No No tick tick tick
    RBSelect Card No No tick tick tick

    * Refer to benefit pages for details
    # This benefit is subject to Benefit in Kind tax based on the value of the car/computer. Bike is not subject to Benefit in Kind unless you leave the Group before the end of the 5/6 years. Refer to benefit pages for details

    If you’re new to the bank, here’s an online guide to help you make your choices in your first 90 days.

    How to make your elections

    Log in to www.rbspeople.com/YourRewardOnline to make your elections from work or home - you’ll need your employee ID and your PIN.

    If you don't have a PIN or you've forgotten it, you can order a new one at YourRewardOnline please note that it can take several days for it to arrive at your home address, although if you've already answered your security questions, you can easily reset your PIN straight away online.

    For any other technical queries, please contact HR People Services on 0808 100 4242 (from the UK) or +44 208 535 1842 (from overseas).

    Employees in businesses being divested

    If you work in a business which is being divested, you are eligible to participate in RBSelect. However, we would encourage you to read the Important Information pages for more information about charges which may be payable when you leave RBS.


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